Eligible New Jersey drivers can get a quote online or call 1-800-232-6600.
Why Choose NJM Personal Auto?
NJM operates exclusively for the benefit of our policyholders. No single individual profits from NJM's operations because the Company's stock is held in trust for the benefit of our policyholders — which means you reap the rewards.
That is the primary reason NJM has grown to become the largest provider of Personal Auto Insurance in New Jersey, with more than 790,000 vehicles insured. NJM also offers Personal Auto Insurance to Pennsylvania drivers.
To apply, certain membership eligibility requirements
and acceptance criteria must be met.
Just a few more reasons …
- Our rates are among the most competitive in the state. On average, drivers save more than 20% per vehicle annually.
- NJM returns dividends to policyholders, and we offer many discounts.
- Credit scores, education and profession do not figure in rate decisions.
- Even a safe driver can make an occasional mistake. With NJM's Accident and Violation Amnesty program, policyholders are not surcharged due to an accident or motor vehicle violation.
- NJM was rated as the "best auto insurer in the U.S. for customer satisfaction" in the October 2010 issue of a national consumer magazine.
Did You Know?
Policyholders who insure both Auto and Home with NJM receive a discount of 5% on their Auto (not including underinsured/uninsured motorist coverage) premium and 15% on their Homeowners premium.
It's All About Our Customers …
"If I were to rate your company on a survey using a scale of 1–5 (5 being the best), a five would be selected for each. Every time I interact with your staff, they are most professional and kind. May I add how refreshing it is. This company is so well run."
— J.G., Madison, NJ