Good Student Discount (New Jersey and Pennsylvania)

A Good Student Discount may be given to an operator under 25 years of age who is a full-time high school, college or university student and meets at least one of the following requirements:

• Ranks in the upper 20% of the class;
• Maintains at least a "B" average or a 3-point average on a 4-point scale; or
• Is included on the Dean's List or Honor Roll.

Please note:

• This discount is applicable only to full-time students who are rated as youthful operators on the policy.
• In New Jersey, it is possible for a youthful driver to qualify for this discount but not receive a premium reduction because of the impact of other rating factors. However, the Good Student information is kept on record and may produce a reduced premium later in the policy term.
• Updated Good Student information must be resubmitted at each renewal in order to be eligible for this discount.

You do not need a form to apply for this discount. Simply provide us with a copy of the grades for the college semester or the two (2) high school marking periods immediately preceding the policy renewal date. For newly added drivers, submit the grades immediately preceding the addition of the student to your policy. Attach the student's name and your auto insurance policy number to the grades, and send it to us by mail or fax.

NJM Insurance Group

Attn: Automobile Underwriting Department

301 Sullivan Way

P.O. Box 528

West Trenton, NJ 08628-0528

Fax: (609) 882-3457

For further assistance, please call our customer service representatives toll-free at 1-800-232-6600.

Important Notice: Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties.