NJM Insurance Group offers personal auto insurance in the voluntary market through our membership company, New Jersey Manufacturers Insurance Company (NJM), as well as through New Jersey Re-Insurance Company (NJRe), a wholly owned subsidiary that provides coverage to drivers in the general market. This document complies with regulations implemented by the New Jersey Department of Banking and Insurance as part of the Auto Insurance Competition and Choice Act of 2003.

NJM Buyer's Guide Supplement

Where do I Start?
Understanding Your Policy
Types of Coverages

Standard and Basic Policies

What are Limits and Deductibles?

Understanding Your Options
Personal Injury Protection (PIP)

Uninsured/Underinsured Motorist Coverage

Comprehensive Coverage/Collision Coverage

The Right to Sue

Policy Options Chart
How NJ DOBI Can Help


Downloading and Printing the Buyer's Guide

You must have Adobe's Acrobat Reader to open and print the .pdf version of the New Jersey Auto Insurance Buyer's Guide. If this program is not already on your computer, you may go to the Adobe Acrobat site (see the link below) and download the software for free. Adobe Acrobat Reader is a very commonly used tool and takes up a small amount of space on your computer's hard drive. Follow the simple installation instructions at the Adobe Acrobat site and return here after you have installed the program.

    • IMPORTANT NOTE: To print a downloaded .pdf file, use the Adobe Acrobat program's print icon or command, not the print function in your browser. Only Adobe Acrobat Reader will be able to open the downloaded .pdf file and print it.



Jon S. Corzine
Governor
Steven M. Goldman
Commissioner

A-705 (2/06)