Apply for Coverage

Flood policies are available to residents of New Jersey or Pennsylvania who meet our membership and underwriting requirements.

Membership Eligibility Criteria

• Are currently employed by a member organization of the New Jersey Business & Industry Association; or
• Are currently employed by the State of New Jersey; or
• Are or have been the named insured or resident spouse on an NJM Personal Auto or Homeowners insurance policy; or
• Are or have been an insured operator under an NJM Personal Auto insurance policy.