Appraisal Requirements

An appraisal completed within the last year meeting the following requirements must accompany each Application. Additional appraisals will also be requested every several years to make sure the scheduled items are insured to their current value.

All appraisals require:

• Date.
• Name of the owner of the property.
• Complete description of the article, including comment on the quality.
• Appraised value, not including tax.
• Signature, name, address and qualifications/credentials of appraiser.

The following should also be included with the appraisal as appropriate:

Fur - Type of article, lining, collar, sleeves, style, color, length and sweep; kind and quality of fur.

Silverware - Manufacturer and design; number of settings and/or pieces.

Jewelry - Manufacturer's name and model for watches and similar articles; weight, shape, cut, clarity and color of fine stones; description of mounting, pin, bracelet, etc. Loose gems are not eligible for coverage.