It's easy to download, fill out and mail us an application to get a quote.
Do you know how much it would cost to completely rebuild your home?
Homeowners
Your home is probably your most important asset. It not only houses you and your family but also contains most of your memories and possessions. NJM is well-suited to protect your home, as one of the largest insurers of private residences in New Jersey with almost 100 years of experience.
- We are currently paying Regular Dividends on completed policies.
- Customers with both an Auto and Homeowners policy with NJM receive a 15% discount on their Homeowners premiums.
- NJM offers a free home replacement cost analysis program to policyholders, intended to help you determine an up-to-date estimate of the cost to rebuild your home.
- We offer many endorsements to ensure your policy serves your lifestyle and needs.
To obtain coverage, certain membership eligibility criteria and underwriting guidelines must be met.
Did You Know?
In this turbulent real estate market, it is possible you are overinsuring or underinsuring your home. check out our Home Replacement Cost section.
It's All About Our Customers …
"I switched my homeowners insurance to NJM due to the great service I always received when I called about my auto policy."
— S.Y., Springfield, NJ