Team NJM Banking and Savings for the Future

As an employee or retiree of NJM or NJBIA, you qualify for a checking account like no other! Join the team Now!

Team NJM Banking Checking

Earn interest with no minimum balance requirement or fees. Simply deposit at least $100 per month by Direct Deposit and you are also entitled to these benefits:

  • Free MasterCard® ATM/Debit card

  • Free use of ATMs in NJM's West Trenton, Parsippany and Hammonton offices

  • No fee charged by NJM Bank for using an ATM at another bank

  • Rebates of up to $8 per monthly statement cycle for ATM fees charged by other banks

  • Free unlimited standard checks

  • Free American Express® Travelers Cheques

  • Optional Overdraft Protection (to qualified individuals)

    Other Services Include:

    • Free Online and Mobile Banking
    • Free Bill Pay
    • Free Telephone Banking
    • eStatement access with Online Banking

Savings For The Future

Open a Savings for the Future Account, link it to a Team NJM Banking Checking Account and your money will earn at least as much interest as our highest savings rate and is not tied up for a specific time period.

  • Arrange for automatic transfers from your Team NJM Banking Account. Save anywhere from $50 to $2,000 per month.

  • Take out your money at any time by transferring it to your checking account via Online Banking, or Telephone Banking, or by visiting a Customer Service Representative. One withdrawal per month is permitted with no fee. A $10 charge will apply to each subsequent withdrawal during the same month.

  • Savings for the Future has no minimum balance requirement.

MasterCard® is a registered trademark of MasterCard Worldwide.
American Express® is a registered trademark of the American Express Company.

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