Membership Eligibility Criteria

You are eligible to apply for NJM coverage if you or your spouse are:

• Currently employed by a member organization of the New Jersey Business & Industry Association; or
• Currently employed by the State of New Jersey; or
• The named insured or resident spouse on a current or previous NJM policy for Personal Auto or Homeowners; or
• A current or previous operator of a vehicle insured under an NJM Personal Auto policy.