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Apply for Coverage
Increased Personal Liability Limits
If you have both an Auto and Homeowners policy with NJM you may opt to purchase an Umbrella policy from NJM's wholly owned subsidiary, New Jersey Re-Insurance Company.
Current policyholders can contact NJM here.
An Umbrella policy provides higher limits of liability coverage for your Auto and Homeowners policies.
Increased limits of liability are beneficial in the event that an automobile accident or an incident at home results in an injury and a subsequent lawsuit filed against you.
An Umbrella policy also offers protection against Personal Injury Liability, such as for libel and slander, which are not covered by Auto or Homeowners policies.
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