Increased competition in today's business environment places significant pressure on employers to control costs. Premiums are based, in part, on the extent and severity of a policyholder's claims. However, many costs associated with Workers' Compensation insurance are considered manageable expenses.
NJM offers the following resources to help policyholders prevent accidents and control their Workers' Compensation insurance expenses:
Loss Prevention
Medical Utilization Department
Legal Assistance for Employers
Video Training Library
Vigilance Against Fraud