NJM Once Again Paying Special Dividends
For the 20th consecutive year, we are pleased to announce the payment of Special Dividends to our personal auto policyholders. As we wrap up our 100th anniversary later this month, we hope that the $35.9 million shared among 431,000 customers will help brighten the holiday season.
Thank you for the opportunity to be of service!
Getting to Know Flood Reform
There is a lot for consumers to know about the 45-year history of the National Flood Insurance Program (NFIP) and how it has evolved over the years, including the passage of the Biggert-Waters Flood Insurance Reform Act in 2012. Included here are some very helpful videos that explain how the NFIP works and what the legislative changes mean to you.
The Story of NJM
NJM was formed in 1913 by New Jersey factory owners looking for quality, affordable workers' compensation insurance.
These initial policyholders quickly learned the benefits of being insured with NJM. Better working conditions meant lower premiums. It also helped boost employee morale, knowing that, in the event of an injury, effective, high-quality treatment would be provided and medical bills would be paid. Happier, safer employees became more productive workers.
Learn more here.
A Note About Flood Coverage
Flood losses are not covered by homeowners insurance. Flood coverage requires a 30-day waiting period from the time of application and payment until the policy takes effect. Don't be left without this important coverage. For more information, visit Floodsmart.gov or click here for quick facts about flood insurance.