Protecting Businesses Since 1913

Business Insurance

The Total Insurance Solution for Businesses

NJM has been helping companies keep their vehicles on the road, employees on the job, and projects on track for more than 100 years. With NJM Workers’ Compensation, Commercial Auto, ProPack Commercial Package Policy, ProEdge Businessowners Policy, and Commercial Excess and Umbrella insurance, you can feel confident in your business’s coverage.


NJM’s longstanding mission is to operate for the sole benefit of our policyholders. Read our Value Proposition to learn more about our promise to business insurance policyholders.


NJM Business Insurance is available in Connecticut, Delaware, Maryland, New Jersey, New York, and Pennsylvania.


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Workers’ Compensation

A healthcare worker helps an injured employee

Commercial Auto

A florist sits in a commercial auto vehicle

ProPack Commercial Package Policy

Woman holds a tablet in a factory

ProEdge Businessowners Policy

Two employees talk about business

Commercial Excess and Umbrella Coverage

Woman working at dry cleaners

All applications for insurance are subject to underwriting guidelines and approval. Coverage and discounts are subject to policy terms, exclusions and effective dates; limits and deductibles apply. Coverage is not available in all states. Insurance underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.