Best Homeowners Insurance in NJ

For nearly 100 years, NJM has taken care of New Jersey homeowners all across the state. We know that your home is more than just a building. It’s where your memories are made. Whether you have a townhouse in the city or a single home in Central Jersey, NJM Homeowners Insurance is here to give you peace of mind in knowing your home and family are covered.

As a leading insurance carrier in the Garden State, NJM takes pride in its commitment to customers. NJM's customer service has been recognized both regionally and nationally as among the best. Here are six reasons why NJM offers the best homeowners insurance in New Jersey.

  1. Save When You Switch: NJM offers competitive rates to New Jersey residents for homeowners insurance.

  2. Auto + Homeowners Bundle: Bundle your NJM Auto Insurance with your NJM Homeowners policy and save.‡

  3. 24/7 Claims Reporting: If you experience a loss, contact NJM as soon as possible to report a claim. Our representatives will guide you through the entire claims process, 24 hours a day, 7 days a week.

  4. Customized Discounts: Do you have a smoke alarm or a security system? Is your home new construction? You may qualify for those discounts and more.

  5. Customize Your Policy: In addition to covering your dwelling, NJM offers endorsements to protect jewelry, precious family heirlooms, or other valuable items.

As an NJM customer, you'll enjoy the benefits of being part of the family, which comprises over 275,000 New Jersey residents, 92% of whom renew their policies with us each year. What are you waiting for? Join the NJM family today!

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‡ The discount does not apply on New Jersey Re-Insurance Company auto policies.

The information contained on this page should not be construed as legal, financial or insurance advice. The coverage afforded for a particular loss depends on the specific facts and the terms, exclusions, and limits of the actual policy. Nothing on this site alters the terms or conditions of any policy; the policy controls coverage. Coverage options, limits, discounts, deductibles, and other features are subject to underwriting criteria, state availability, and effective dates. Coverage provided and underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.