You may qualify for the following discounts:
Homeowners Companion Discount (NJM Homeowners Policyholder)
If you also have a homeowners or condominium policy with us, you will receive a 5% discount on your NJM car insurance policy premium for most coverages. Credit is not available for NJM renters policyholders. The discount does not apply on New Jersey Re-Insurance Company auto policies.
If two or more vehicles are insured on the same policy, a multi-car discount is applied to each vehicle.
Anti-Theft Device Discount
You may be eligible for a reduction in your other than collision (comprehensive) premium on your policy for each auto equipped with a qualifying anti-theft device (passive alarm or fuel cutoff).
Driver Training Discount
Available to drivers under 21 years of age who successfully complete 30 hours of classroom instruction and six hours behind-the-wheel training, or three hours behind-the-wheel training and 12 hours in an approved driving simulator.
Documentation is required for the discount to be applied. If classroom and behind-the-wheel were given by two separate training facilities, two documents will be required.
Good Student Discount
Driver may qualify if he or she is a full-time high school or college student.
Mature Driver Improvement
A 5% discount applies, for up to three years, to liability, first party benefits, uninsured motorists, underinsured motorists, comprehensive, and collision premiums if all named insureds take an approved course.