As an NJM policyholder, you deal with full-time employees dedicated solely to the handling of commercial auto issues, whether it be underwriting, requesting certificates of insurance or motor vehicle records. Performing these tasks in-house, rather than using costly outside alternatives, saves you money.
NJM's licensed underwriters are available by toll-free telephone to discuss renewal questions, policy coverages, underwriting issues or changes at any time of the year, not just when your policy is coming due.
NJM's commercial lines and claims staffs are experts dedicated to your needs. They are available at any of our three offices or by toll-free telephone. Claims reporting is available 24/7.
While some carriers may appear to have low rates in comparison to NJM, their insurance quotes only tell part of the story. NJM's dividends significantly reduce the net cost of your policy.
Of course, rates are only part of the NJM value equation — cheap car insurance means little without excellent service.
NJM commercial auto policyholders also benefit from: