Please note: Current NJM policyholders automatically satisfy the membership requirement.
All applicants must meet NJM's membership eligibility criteria. You are eligible to apply for NJM coverage if you or your spouse are:
To help expedite the application process, it would be helpful to have the following information available:
NJM representatives will gladly assist you in determining what other information is required to obtain coverage.
Yes, your homeowners policy provides coverage for both liability and personal property while it is with a child at school. The limit of coverage provided is dependent upon the type of policy you maintain. For specific details, please contact us at 1-800-232-6600, ext. 4512.
Though not an NJM requirement, your mortgage company may require that you insure the home for at least the total amount of all loans on the property. To determine your mortgage company's specific requirement, please contact them directly.