General Questions

What is NJM SafeDrive?

NJM SafeDrive is a voluntary program designed to encourage safer driving and can help you save money on your car insurance. It uses a smartphone app to capture driving behavior and provide feedback on your acceleration, braking, cornering, distracted driving, and speed.

  • Acceleration — sharp increases in speed
  • Braking — abruptness of hard braking occurrences
  • Cornering — the angle and speed of a turn
  • Distracted Driving — handling or interaction with the smartphone while the vehicle is in operation
  • Speed — measured and compared to the posted speed limit

What are the benefits of NJM SafeDrive?

  • Receive a discount for participating in the program
  • Gain insight into driving behavior
  • Create a learning opportunity for newer drivers
  • Engage in friendly competition with other participants through the Leaderboard

What devices is the app compatible with?

The app is compatible with iPhones and Android smartphones. Tablets, smartwatches, and Windows smartphones are currently not supported.

How do I enroll in NJM SafeDrive?

To enroll, select the NJM SafeDrive option when purchasing your policy. Each driver who enrolls will receive an email with instructions for downloading and setting up the app. Any covered driver who has a compatible smartphone can participate.

Will NJM sell my driving data to third parties?

NJM will not sell your information to third parties. The data collected by the smartphone app is owned by NJM and may be used to analyze participants' driving behavior.

What if a driver using NJM SafeDrive gets in an accident?

Any driving data and other information captured by the application may be used by NJM in the investigation of a claim.