Workers' Compensation Dividends
Dividends Paid Every Year Since 1918*
You're why NJM exists. NJM was founded more than 100 years ago by policyholders for policyholders, and you remain, as always, our singular focus. This is why we've made dividend payments to our customers, not stockholders, in every year since 1918.
Reducing Your Premium Payment
Workers' Compensation dividends are typically credited at the end of each 12-month policy, helping to reduce your premium payment for the following year. In 2016 and 2017, the dividend was 15% of premium.
*NJM shares positive financial results with its policyholders in the form of dividends. For this reason, dividends are not guaranteed.