Just Pay It™ - Umbrella Insurance Security Features

NJM Just Pay It™ offers several methods of security to protect your private information. Some features include:

  • Secure Socket Layer (SSL) 128-bit encryption for all transmissions of your information;
  • A component that protects your personal information from onlookers by automatically logging you out after a certain period of time;
  • The ability to change your password whenever you choose.

The hardware that supports NJM Just Pay It™ is also protected by:

  • State-of-the-art facilities;
  • Third-party regular reviews of our technology methods to satisfy SAS 70 audit standards and banking requirements;
  • Redundant firewalls configured to deny everything unless it is expressly permitted;
  • Scanning software from Internet Security Systems (ISS) that identifies network and system attacks and responds by logging you off and reconfiguring firewalls;
  • 3-level card key security, including a card and palm scan, to access the hardware;
  • Around-the-clock physical monitoring of systems;
  • Security response team available 24 hours a day; and
  • Personnel background checks for key positions.