Terms of Use | NJM

Terms of Use

Please read these Terms of Use carefully as they represent an Agreement between the visitors to this website and New Jersey Manufacturers Insurance Company ("NJM"). By accessing this website, you agree to be bound by the Terms of Use. NJM reserves the right to modify the Terms of Use at any time without notice, but the most current version of the Terms of Use will be available through its link on the website. By continuing to access the website after the date of any modification to the Terms of Use, you agree to be bound by the rules contained in the most recent version.

Products and Services

The information, materials, products and services on this website are subject to change. Products and services may be available only in certain geographic areas or lines of insurance. Your eligibility for particular products or services is subject to determination by and the approval of NJM. No solicitation is made by NJM to any person to use any information, materials, products or services in any jurisdiction where the provision of such information, materials, products and services is prohibited by law.

No Warranty

Neither NJM, nor its third party service or content providers, warrants the accuracy, adequacy, completeness or timeliness of the information, materials, products and services on this website or the error-free use of this website. All information, materials, products and services are "as is" and "as available" with no warranty of any kind, express or implied, including but not limited to the warranties of title, merchantability, fitness for a particular purpose and freedom from computer virus is given in conjunction with the information, materials, products and services.

Limitation of Liability

In no event shall NJM or its third party service or content providers be liable for any damages, losses or liabilities, including without limitation, direct or indirect, special, incidental, or consequential damages, losses or liabilities, in connection with your use of this website or your reliance on or use of or inability to use the information, materials, products and services on this site, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if NJM or its third party service or content providers are advised of the possibility of such damages, losses or expenses.

User Responsibilities

Access to this website is intended for authorized users only (including but not limited to NJM policyholders and NJM distribution partners, such as agents and brokers). Actual or attempted unauthorized use of or access to this website is prohibited. As an authorized user you agree that no others will be granted access to this website and that you will guard the confidentiality of your User ID and Password at all times. Any unauthorized attempts to access your account must be reported immediately to NJM. You also agree that you are fully responsible for all activities that occur while accessing your account and that all information provided will be complete, true and accurate to the best of your knowledge.

Unauthorized Access

NJM has taken all reasonable steps to protect the privacy of our customers as outlined in Your Privacy Rights. NJM is not liable for any loss incurred as a result of an unauthorized user gaining access to your account using your User ID and Password.

Restricted Use

Authorized users may print a copy of the information provided on this site for their personal use or as otherwise authorized. However, any unauthorized use, reproduction or distribution of text or graphics, downloads or links to this website are strictly prohibited without the prior express written permission of NJM.