Tips on What to Do After a Car Accident
Statistics show that most drivers will be involved in an automobile accident at some point. This article will help you handle the ordeal safely, if and when it happens.
Keep the following items in your car:
NJM Is Here to Help
Contact NJM ASAP following an accident. Be prepared to provide your: policy number and policy report number, date, time and location of the accident, description of the damage and how the accident occurred. 24/7 claims reporting is available at 1-800-FOR-NJMI (1-800-367-6564) or online at NJM.com/njm-claims.
Safety comes first
If you are not in a safe place, quickly move to one, and:
Check for injuries
Obtain the other driver’s information
For insurance purposes, repair costs and potential mediation, it is important to collect relevant information that includes:
Upload Photos to NJM.com
To upload photos for existing claims, go to NJM.com/njm-claims-photos.
Gather important facts
If it is a minor crash, take pictures of all the vehicles involved, the road, the direction of each vehicle and any other damage caused by the accident. Get the following details in writing:
NJM will help you get back on the road. Our claims adjuster will contact you within 24 hours of filing your claim to discuss your vehicle repair, rental insurance coverage, and will schedule an inspection.
About NJM Insurance Company’s Commitment to Safety
NJM is the Garden State’s leading workers’ compensation carrier and a leader in personal and commercial auto and homeowners insurance. Founded more than a century ago, we have earned a reputation for service, integrity and financial stewardship. NJM’s enduring commitment to safety can be traced back to our earliest days — with a focus that has expanded from improving conditions in manufacturing facilities to helping keep drivers safe on our roads.