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Ask your friends and neighbors why they already trust NJM.

Service

J.D. Power recognized us with Auto Claims Certification for providing an “Outstanding Claims Experience”

Dependability

Whether you live in Connecticut, New Jersey, or Pennsylvania, we’ll help you select the coverage that’s right for you.

Reputation

We've been exceeding our customers' expectations for over 100 years.

You're going to love NJM.

Here's what our customers say:

Does NJM offer policyholder discounts?

Yes! We offer several, including:

Multi-Car Discount

If two or more vehicles are insured on the same policy, a multi-car discount is applied to each one.

Good Student Discount

If you're a high school or college student who's made honor roll or Dean's List and has at least a B average or 3.0 GPA, you may qualify for a discount.

Homeowners Bundle Discount

Bundle your NJM Auto Insurance with your NJM Homeowners, Condo, or Renters policy and save.*

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We're dedicated to delivering value to Patel Consultants Corporation employees.

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‡ The discount does not apply on New Jersey Re-Insurance Company auto policies. Discount applied at renewal only.

The information and descriptions of coverage on this site are general in nature. The coverage afforded for a particular loss depends on the specific facts and the terms, exclusions, and limits of the actual policy. Nothing on this site alters the terms or conditions of any policy; the policy controls coverage. Coverage options, limits, discounts, deductibles, and other features are subject to underwriting criteria, state availability, and effective dates. Coverage provided and underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.