New Jersey Auto Insurance

Our People Make a Difference

We understand that providing insurance takes empathy, compassion, and good old-fashioned hard work. This is part of the reason why 95% of our customers renew with us each year, and 8 out of 10 say they would recommend us to friends and family. The most important part of our policies is our people. We look for the best and expect the best when they're answering questions and handling your claims, because that's exactly what you deserve.

Benefits of NJM Auto Insurance

A Savings of 20% Over Competitors

Percentage is based upon a comparison of the average NJM premium with the average statewide premium as reported by the New Jersey Department of Banking and Insurance.

Discounts for Drivers

You may qualify for the following discounts: Homeowners Companion, Multi-Car, Anti-Theft, Driver Training, Defensive Driving and Good Student.

Roadside Assistance

NJM car insurance policies include roadside assistance. This value-added service, which includes emergency towing, is available 24/7 anywhere in the United States or Canada.

Nationally Recognized Customer Service

NJM was privileged to earn the top spot nationally in a 2015 survey for claims satisfaction by a leading consumer publication.

New Jersey Auto Insurance Coverages

New Jersey No-Fault Insurance

Since New Jersey is a no-fault state, if you or anyone covered by your policy are injured in an auto accident, your policy pays for your own medical expenses no matter who caused the auto accident.

New Jersey PIP

Personal Injury Protection (PIP) provides medical coverage for injuries you, or anyone covered by your policy, suffer in an auto accident. PIP has two parts:

  • Coverage for the cost of treatment you receive from hospitals, doctors and other medical providers and any medical equipment that may be needed to treat your injuries.
  • Reimbursement for certain other expenses you may have because you are hurt, such as lost wages and the need to hire someone to take care of your home or family.