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Commercial Auto
Protect Your Business Vehicles with NJM
NJM is a leading commercial auto insurance company in NJ, with a legacy of loss prevention and cost savings for the benefit of our customers — not stockholders — since our founding. We offer commercial auto insurance to businesses of all sizes — from a proprietor with one truck to a large company with a fleet of vehicles.
The Markets We Serve
NJM Commercial Auto Insurance is available to businesses in New Jersey.
Connect with our select network of independent agents, or purchase a policy directly through NJM. Depending on your business's unique characteristics, you could benefit by using an agent to apply for NJM Business insurance.
What Is Commercial Auto Insurance?
Commercial auto insurance can provide coverage for a company's liability arising from a motor vehicle accident, as well as the cost to repair or replace a damaged vehicle owned, maintained, or used by the company for business purposes.
Liability
Covers the business's liability if an employee causes an accident while working on behalf of the business.
Personal Loss
Can provide medical expense coverage and uninsured motorists coverage to individuals insured on the policy.
Property Loss
Covers the cost to repair or replace the vehicle (less depreciation), as well as the cost to rent a replacement auto so your business can continue operating.
Commercial Auto Buyer's Guide
We've compiled a guide to help you research and apply for commercial auto insurance.
NJM Benefits
As an NJM policyholder, you have the benefit of working with full-time professionals dedicated to handling commercial auto issues. NJM's business lines and claims staff are experts dedicated to your needs. Claim reporting is available 24/7.
Why NJM?
Founded in 1913, NJM operates in a mutual fashion for the exclusive benefit of its policyholders. NJM is New Jersey's premier writer of workers' compensation insurance and now writes commercial general liability, ProEdge Businessowners Policy (BOP), and commercial excess and umbrella insurance, too. For more information on NJM's business insurance products, contact your agent or call 1-800-232-6600.
║ NJM shares positive financial results with its policyholders in the form of dividends. For this reason, the payment of a dividend is not guaranteed. Dividends are not paid on all policy forms or in every state in which NJM operates.
The information and descriptions of coverage on this site are general in nature. The coverage afforded for a particular loss depends on the specific facts and the terms, exclusions, and limits of the actual policy. Nothing on this site alters the terms or conditions of any policy; the policy controls coverage. Coverage options, limits, discounts, deductibles, and other features are subject to underwriting criteria, state availability, and effective dates. Coverage provided and underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.
