NJM is a leading commercial auto insurance company in NJ, with a legacy of loss prevention and cost savings for the benefit of our customers — not stockholders — since our founding. We offer commercial auto insurance to businesses of all sizes — from a proprietor with one truck to a large company with a fleet of vehicles.
Connect with our select network of independent agents, or purchase a policy directly through NJM. Depending on your business's unique characteristics, you could benefit by using an agent to apply for NJM Business insurance.
Commercial auto insurance can provide coverage for a company's liability arising from a motor vehicle accident, as well as the cost to repair or replace a damaged vehicle owned, maintained, or used by the company for business purposes.
As an NJM policyholder, you have the benefit of working with full-time professionals dedicated to handling commercial auto issues. NJM's business lines and claims staff are experts dedicated to your needs. Claim reporting is available 24/7.
Companies that diligently identify, correct, and prevent safety problems can reasonably expect fewer on-the-job injuries. Fewer injuries benefit both workers and employers and help control the cost of insurance.
NJM initially focused safety efforts on its policyholders' workplaces. While workplace safety remains a priority, NJM's initiatives have expanded over the years to emphasize safety in all aspects of business. As part of our commitment to safety, we offer customers tools to help complement their own loss prevention efforts. Learn more.
NJM policyholders can borrow from a library of training videos and DVDs, or access online training videos 24/7.
Request safety posters and brochures for your workplace.
NJM's experienced professionals can conduct presentations to improve your employees' safety awareness.
These trusted resources conduct industry-specific training, assistance, and research.
Superior customer service and seamless claims handling.
Online access to your business policy.
Founded in 1913, NJM operates in a mutual fashion for the exclusive benefit of its policyholders. NJM is a leading provider of workers' compensation and commercial auto insurance and now writes commercial general liability, ProEdge Businessowners Policy (BOP), and commercial excess and umbrella insurance, too. For more information on NJM's business insurance products, contact your agent or call 1-800-232-6600.
The information contained on this page should not be construed as legal, financial or insurance advice. The coverage afforded for a particular loss depends on the specific facts and the terms, exclusions, and limits of the actual policy. Nothing on this site alters the terms or conditions of any policy; the policy controls coverage. Coverage options, limits, discounts, deductibles, and other features are subject to underwriting criteria, state availability, and effective dates. Coverage provided and underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.