New York Business Insurance

With NJM, business owners can have confidence in their coverage.

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Get a quote through NJM’s select network of independent agents.

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Is Your Business Located in New York?

Workers' Compensation

Ensures employees injured on the job receive appropriate, approved medical treatment and lost wages for time out of work.

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Commercial Auto

Covers an organization's liability and the cost to repair or replace a damaged vehicle owned, maintained, or used for business purposes.

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How Choosing an Independent Agent Can Help Your Business

NJM partners with a select network of independent agents to meet the complex insurance needs of businesses. Learn more about the benefits of working with an independent agent.

Why NJM?

Good Student Discount
Financial Strength

A+ (Superior) rating by AM Best with a Financial Size Category of XV.

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Customer Service

Superior customer service and seamless claims handling.

Safety
Commitment to Safety

An enduring commitment to safety that can be traced back to our founding.

Founded in 1913, NJM operates in a mutual fashion for the exclusive benefit of its policyholders. For more information on NJM’s business insurance products, contact your agent or find an agent.

All applications for insurance are subject to underwriting guidelines and approval. Coverage and discounts are subject to policy terms, exclusions and effective dates; limits and deductibles apply. Coverage is not available in all states. Insurance underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.