Motorcycle and ATV Insurance
We know the wind against your face and the purr of your engine is what makes you happy. We get it. That's why NJM is committed to protecting you and your ride. We've partnered with American Modern, a nationwide provider of specialty insurance, so you can make sure your motorcycle, ATV, or golf cart is covered.
How Much Does Motorcycle Insurance Cost?
Insurance costs for your motorcycle or ATV, just like those for your home or car, are dependent upon several factors. The level of coverage you choose will also affect the cost. With American Modern® insurance, you might be eligible for discounts, such as a homeownership discount and a multi-bike discount.
What You Operate, We Insure
- All-terrain vehicle
- Dirt bike
- Golf cart
- Low speed vehicle
Whether you're purchasing a bike to save money on gas or as an addition to your collection, following the necessary safety precautions is of the utmost importance. Just like becoming a skilled driver, it takes time, patience, and practice to become a skilled motorcyclist. NJM recommends taking an eligible rider course — and you might be eligible for a safety course discount, too!