Does Renters Insurance Cover Motorcycles and Recreational Vehicles?

Renters insurance can help replace damaged or stolen personal property. Although coverage extends to items such as bicycles, most renters insurance policies exclude motorized vehicles.

Does renters Insurance cover a motorcycle?

Renters insurance does not cover a damaged or stolen motorcycle.

Does renters Insurance cover recreational vehicles?

Coverage for recreational vehicles is often limited. Even if your renters insurance policy covers your recreational vehicle, it may not cover your liability for damage you may cause.

Does renters Insurance cover a trailer?

Renters insurance can protect a trailer, semitrailer, camper, or watercraft from damage or theft while it is parked at your home. As soon as you take it out on the road, it falls under your auto policy’s physical damage coverage.

The information and descriptions on this site are general in nature. The coverage afforded for a particular loss depends on the specific facts and the terms, exclusions, and limits of the actual policy. Nothing on this site alters the terms or conditions of any policy, as the policy controls coverage. Coverage options, limits, discounts, deductibles, and other features are subject to underwriting criteria, state availability, and effective dates. Coverage provided and underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.