It Isn't Just Your Car
Whether your car is something that gets you from point A to point B or it's your prized possession, you need to insure it with a company you trust. For more than 100 years, our most important job has been to serve our customers. That's why 93% of our customers renew with us each year.
Save with Discounts
You deserve some bonuses for joining the NJM family, too. Check out some of our available discounts.
Have two or more vehicles in your household? We'll apply a discount to each car that's insured under the same policy.
We think you deserve some savings for doing well in school. If you're a high school or college student who's made the honor roll or Dean's List, or has at least a B average or 3.0 GPA, you may qualify for a discount.
Know Your Policy
Car insurance helps reimburse you for vehicle repairs after a covered accident. NJM policies with physical damage (comprehensive and collision) coverage also include:
Customize Your Policy
If you think you need additional coverage, we can offer that, too. Endorsements allow you to add increased limits and extra coverages to your policy. Personalize your coverage for your unique needs.
In an industry that relies on customer satisfaction, we pride ourselves on being committed to our customers. Get a quote today and learn what sets us apart.
What Can Auto Insurance Cover?
NJM has partnered with American Modern,* known nationally for its specialty coverages, to offer insurance for your classic and collector cars, motorcycles and ATVs, and boats and personal watercraft.
For more than 100 years, NJM has helped its customers focus on the moments that matter most. As an insurer with a reputation for outstanding customer and claims satisfaction, NJM works hard to ensure that you're well cared for when life takes an unexpected detour. Join the NJM family today.
§ Applies to New Jersey policies issued or renewed after 6/1/19, Pennsylvania policies issued 1/1/18 and later, and Connecticut, Maryland, and Ohio policies.
‡ The discount does not apply on New Jersey Re-Insurance Company auto policies.
* American Modern coverages are written by one of the licensed insurers of American Modern Insurance Group, Inc., unaffiliated with NJM Insurance Company, and subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may not be available for all risks or in all states. Rates and discounts vary. American Modern is a registered trademark of American Modern Insurance Group, Inc.
J.D. Power 2022 Auto Claims Certification Program℠ recognition is based on successful completion of an audit, exceeding a customer experience benchmark through a survey of recent claims servicing interactions, and a Financial Strength rating. For more information, visit jdpower.com.
The information contained on this page should not be construed as legal, financial or insurance advice. The coverage afforded for a particular loss depends on the specific facts and the terms, exclusions, and limits of the actual policy. Nothing on this site alters the terms or conditions of any policy; the policy controls coverage. Coverage options, limits, discounts, deductibles, and other features are subject to underwriting criteria, state availability, and effective dates. Coverage provided and underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.