Flood Insurance | NJM
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You Don't Have to Live near Water

Flood Insurance

Melting Snow, Heavy Rainfall, and Hurricanes

There doesn’t need to be overflowing river banks or ocean water breaching a sea wall to cause flooding. Floods can result from storms and melting snow. Just a few inches of water can cause major damage to your home and property. If your community participates in the National Flood Insurance Program, you can purchase a flood insurance policy. Flood insurance is one of the best ways to protect the things that are most important to you and your family.

In a Flood Zone?

Use the FEMA Flood Map Service Center (MSC) to see if you live in a flood zone.
A river and a bridge

Partnering with a Leading Provider

While NJM homeowners insurance does not cover damage caused by flooding, we have established a relationship with Wright Flood, the nation's leading provider of federal flood insurance through the Write Your Own (WYO) Program.