Melting Snow, Heavy Rainfall, and Hurricanes
There doesn’t need to be overflowing river banks or ocean water breaching a sea wall to cause flooding. Floods can result from storms and melting snow. Just a few inches of water can cause major damage to your home and property. If your community participates in the National Flood Insurance Program, you can purchase a flood insurance policy. Flood insurance is one of the best ways to protect the things that are most important to you and your family.
Partnering with a Leading Provider
While NJM homeowners insurance does not cover damage caused by flooding, we have established a relationship with Wright Flood, the nation's leading provider of federal flood insurance through the Write Your Own (WYO) Program.