Small Business Solutions
How can we help your small business?
NJM has been helping small businesses meet their insurance needs for more than a century. With NJM insurance, you can feel confident in your business’s coverage. Here are answers to questions you may have in order to make better informed decisions.
Commonly Asked Questions
Do I need workers’ compensation insurance for my small business?
What is the best liability insurance for my small business?
What is BOP insurance for a small business?
What is the best business insurance for a small LLC?
Do I need errors and omissions insurance?
What are the benefits of using an independent insurance agent?
What is small business insurance?
What is a certificate of insurance (COI)?
Business Insurance
What is commercial umbrella insurance?
Does business insurance cover independent contractors?
How does workers’ compensation insurance work?
What factors affect a workers’ compensation premium?
What does BOP insurance cover for contractors?
What is commercial auto insurance?
What is workers’ compensation?
Industry Information
What insurance do I need as a carpenter?
What insurance do I need as an electrician?
What insurance do I need as a florist?
What insurance do I need as an HVAC contractor?
What insurance do I need as a landscaper?
What insurance do I need as a lawyer?
What insurance do I need as a mason?
What insurance do I need as a plumber?
What insurance do I need in the real estate industry?
State Information
What are common small business requirements in Connecticut?
What are common small business requirements in Delaware?
What are common small business requirements in Maryland?
What are common small business requirements in New Jersey?
What are common small business requirements in Pennsylvania?