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Maryland Business Insurance

With NJM's Total Account Solution, business owners can have confidence in their coverage.

Is Your Business Located in Maryland?

Connect with our select network of independent agents, or purchase a policy directly through NJM. Depending on your business's unique characteristics, you could benefit by using an agent to apply for NJM Business Insurance.

Workers' Compensation

Ensures employees injured on the job receive appropriate, approved medical treatment and lost wages for time out of work.

Commercial Auto

Covers an organization's liability and the cost to repair or replace a damaged vehicle owned, maintained, or used for business purposes.

Commercial General Liability

Protects your business from bodily injury and personal injury claims arising from your operations or sale of products.

ProEdge Businessowners Policy

Combines protection for common property and liability risks that a small business owner faces.

Commercial Excess and Umbrella Coverage

Offers higher limits of liability protection and expands coverage for international operations and newly acquired businesses.

Why NJM?

Good Student Discount

Financial Strength

A+ (Superior) rating by AM Best with a Financial Size Category of XV.

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Customer Service

Superior customer service and seamless claims handling.


Commitment to Safety

An enduring commitment to safety that can be traced back 100 years.

Founded in 1913, NJM operates in a mutual fashion for the exclusive benefit of its policyholders. For more information on NJM's business insurance products, contact your agent or call 1-800-232-6600.

All applications for insurance are subject to underwriting guidelines and approval. Coverage and discounts are subject to policy terms, exclusions and effective dates; limits and deductibles apply. Coverage is not available in all states. Insurance underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.