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Protect Your Business with NJM ProPack
Whether your business relies on four walls or carefully crafted relationships, you need insurance coverage you can trust. With NJM, your business can have access to the total insurance solution that will give you a competitive edge.
What Is a Commercial Package Policy?
CPP combines protection for common property and liability risks that a commercial business owner faces.
With an NJM ProPack CPP, businesses can save time and money by bundling multiple coverages under one insurance policy. A ProPack CPP includes:*
Protects against covered loss to your business property.
Protects your products and materials from damage or cargo theft when in transport over land.
Protects against claims for bodily injury or property damage resulting from your business operations.
Provides coverage for financial losses due to business-related crimes, such as employee dishonesty, theft, forgery, and counterfeit payments.
Protects against certain financial losses when you must suspend business operations due to a covered property loss.
Optional coverage for specialized industries such as construction and manufacturing.
Enhanced to Meet Your Business Insurance Needs
Many factors can affect what you need from a business insurance policy. Enhance your CPP with these additional options.*
Tailored to Your Industry
NJM’s ProPack Commercial Package Policy addresses risks common to businesses in these industries:
Customize Your Policy with These Optional Coverages
Companies that diligently identify, correct, and prevent safety problems can reasonably expect fewer on-the-job injuries. Fewer injuries benefit both workers and employers and help control the cost of insurance.
NJM initially focused safety efforts on its policyholders' workplaces. While workplace safety remains a priority, NJM's initiatives have expanded over the years to emphasize safety in all aspects of business. As part of our commitment to safety, we offer customers tools to help complement their own loss prevention efforts. Learn more.
NJM policyholders can access online training videos 24/7.
Request safety posters and brochures for your workplace.
NJM's experienced professionals can conduct presentations to improve your employees' safety awareness.
These trusted resources conduct industry-specific training, assistance, and research.
Superior customer service and seamless claims handling
Online access to your business policy
Founded in 1913, NJM operates in a mutual fashion for the exclusive benefit of its policyholders. NJM offers workers' compensation, commercial auto, ProPack Commercial Package Policy (CPP), ProEdge Businessowners Policy (BOP), commercial excess and umbrella coverage, and commercial general liability insurance. For more information on NJM's business insurance products, contact your agent or call 1-800-232-6600.
* Coverages vary by state and may not be available to all businesses.
The information contained on this page should not be construed as legal, financial or insurance advice. The coverage afforded for a particular loss depends on the specific facts and the terms, exclusions, and limits of the actual policy. Nothing on this site alters the terms or conditions of any policy; the policy controls coverage. Coverage options, limits, discounts, deductibles, and other features are subject to underwriting criteria, state availability, and effective dates. Coverage provided and underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.