Ensuring Quality Care for Injured Employees

Workers' Compensation Insurance

Available in Connecticut, Delaware, Maryland, New Jersey, New York, and Pennsylvania

An on-the-job injury may involve more than just lost time for a worker. It can also include medical care expenses, prescriptions, and lost pay from work.

Discover why NJM has been New Jersey's leading workers' compensation insurance provider for more than 70 years.

Safety First

NJM initially focused safety efforts on its policyholders' workplaces. While workplace safety remains a priority, NJM's initiatives have expanded over the years to emphasize safety in all aspects of business. As part of our commitment to safety, we offer customers tools to help complement their own loss prevention efforts.

Why NJM?

NJM is a leading commercial insurance company in the Mid-Atlantic region, with a focus on loss prevention, cost savings, and returning dividends to customers — not stockholders. We are backed by a financial strength rating of A+ (Superior) by A.M. Best Company, the nation's premier financial services credit rating agency.

║ NJM shares positive financial results with its policyholders in the form of dividends. For this reason, the payment of a dividend is not guaranteed. Dividends are not paid on all policy forms or in every state in which NJM operates.