New Jersey Workers' Compensation Insurance

New Jersey is home to many firsts — the first game of college football was played between Rutgers and Princeton in New Brunswick, Atlantic City boasts the world's first boardwalk, built in 1870, and Hoboken lays claim to the title of the birthplace of baseball.

From the beaches of the Jersey Shore to the bustling borders of New York City, hundreds of thousands of people in the Garden State work for companies that have NJM Workers' Compensation insurance. Find out why NJM has been New Jersey's leading workers' compensation insurance provider for more than 70 years.

Who Is NJM?

NJM is among the Mid‐Atlantic's largest property and casualty insurers. The Company operates in a mutual fashion for the sole benefit of its customers and is known for its nationally acclaimed customer service, which has been consistently recognized by a number of independent, third-party consumer surveys.

Caring for Your Employees

A worker's on‐the‐job injury may involve more than lost time. It can also include medical care expenses, prescriptions, and lost income.

We provide a comprehensive, seamless approach to claims management and quality, cost‐effective medical treatment for injured workers.

Reducing Your Premium Payment

NJM shares positive financial results with our customers in the form of dividends, which help to reduce premium payments for the following year.*

Helping You Improve Workplace Safety

Companies that maintain active safety programs, and diligently identify and correct safety problems, can reasonably expect fewer on‐the‐job injuries — an outcome that benefits workers and employers. Reducing the frequency and severity of workplace injuries will also help control the cost of workers' compensation insurance. NJM provides many resources to assist and complement your safety efforts.

Get Your Quote Today

Are you a business located in New Jersey? Get your workers' compensation insurance quote today by submitting our online form or calling 1-888-656-4467, ext. 8352.

*While not guaranteed, dividends have been issued every year since 1918.