Insurance Products

Have Confidence in Your Coverage

Insurance is our business. Service is our passion. That’s what sets us apart in an industry where the most important job is to be there for people when they need help the most. We’re committed to serving you, not stockholders — whether you have NJM Auto, Home, Condo, Renters, or Personal Umbrella Insurance for yourself, or NJM Workers’ Compensation, Commercial Auto, ProPack Commercial Package Policy, ProEdge Businessowners Policy, and Commercial Excess and Umbrella insurance for your business.

Personal Auto, Home, and Umbrella Products

Auto

NJM Insurance is certified by J.D. Power for providing personal lines customers with an exceptional Auto Claims Experience.

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Homeowners

Your home is not just one of your biggest investments, it's where memories are made. Protect it with NJM Insurance.

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Renters

NJM will work with you to customize your renters insurance policy according to your needs.

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Condo

Protect your unit and personal belongings with a condo insurance policy that you can personalize to your needs.

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Personal Umbrella

Umbrella insurance provides additional liability coverage in case damages exceed the limits of your auto or home insurance policy.

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Boat

We’ve partnered with American Modern® to provide property and liability insurance for watercraft.

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Motorcycle and ATV

Protect yourself and your ride with motorcycle and ATV insurance, available through our partnership with American Modern®.

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Classic Car

Get covered for your classic and collector cars with flexible mileage plans, available through our partnership with American Modern®.

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Commercial Business Products

Workers’ Compensation

NJM has offered workers' compensation insurance since 1913, with a focus on safety and cost savings.

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Commercial Auto

Protect your vehicles and drivers with a commercial auto policy that meets your needs.

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ProPack Commercial Package Policy

NJM ProPack is designed to give your business a competitive edge by bundling coverages that meet the needs of mid-sized to large businesses.

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ProEdge Businessowners Policy

Round out your coverage with a NJM ProEdge, a businessowners policy that combines property, liability, and industry-specific coverages for small businesses.

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Commercial Excess and Umbrella

Commercial excess and umbrella insurance can provide the extra layer of coverage your business needs when the unexpected strikes.

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J.D. Power 2024 Auto Claims Certification Program℠ recognition is based on successful completion of an audit, exceeding a customer experience benchmark through a survey of recent claims servicing interactions, and a Financial Strength rating. For more information, visit jdpower.com/awards.