Workers' Compensation Dividends
Dividends Paid Every Year Since 1918*
You are why NJM exists. NJM was founded more than 100 years ago by policyholders for policyholders and you remain, as always, our singular focus. This is why we've made dividend payments to our customers, not stockholders, in every year since 1918.
Reducing Your Premium Payment
Workers' Compensation dividends are typically credited at the end of each 12-month policy, helping to reduce your premium payment for the following year. In 2017 and 2018, the dividend was 15% of premium.
*NJM shares positive financial results with its policyholders. For this reason, dividends are not guaranteed. Additionally, dividends are not paid (1) on all policy forms, or (2) in every state in which NJM operates.