Workers’ Compensation Dividends

Dividends Paid Every Year Since 1918

You are why NJM exists. NJM was founded more than 100 years ago by policyholders for policyholders and you remain, as always, our singular focus. This is why we’ve made dividend payments to our customers, not stockholders, in every year since 1918.

Reducing Your Premium Payment

Workers' Compensation dividends are credited to eligible* policyholders, helping to reduce your premium payment. For more information, contact your agent or account representative.

║ With respect to dividend advertisements, NJM shares positive financial results with its policyholders in the form of dividends. For this reason, the payment of a dividend is not guaranteed. Dividends are not paid on all policy forms or in every state in which NJM operates.

* Policies must be in good standing and comply with an audit. Retroactively rated and Large Deductible CT, DE, MD, NY, and PA policies do not qualify for dividends. For more information, contact your account representative.