Auto Insurance FAQs

Auto Insurance FAQs
View the FAQs for applying for NJM Auto Insurance coverage. Get the basics of auto insurance coverage and more.
Auto Insurance Policyholder FAQs
Are you an NJM auto insurance policyholder? Here are answers to Frequently Asked Questions.
Auto Claims FAQs
Have questions about your auto claim? We've answered some FAQs to help you during the process. If you still have questions, call us at 1-800-367-6564.

† For NJ policies, percentage savings based on a comparison of the average NJM premium with the average statewide premium as reported by the NJ Department of Banking and Insurance. For PA policies, percentage savings based on average annual savings of customers with policies in force on 10/31/19 who reported their prior auto insurance premiums and switched to NJM.

The information and descriptions of coverage on this site are general in nature. The coverage afforded for a particular loss depends on the specific facts and the terms, exclusions, and limits of the actual policy. Nothing on this site alters the terms or conditions of any policy; the policy controls coverage. Coverage options, limits, discounts, deductibles, and other features are subject to underwriting criteria, state availability, and effective dates. Coverage provided and underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.