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Our People Make a Difference
Ohio drivers deserve insurance they can trust. Wherever you drive, NJM has your back. We understand that providing insurance takes empathy, compassion, and good old-fashioned hard work. Whether you're traveling to a weekend vacation on Lake Erie or cruising the Appalachian Highway, you can rest assured that we'll be there for you when you need us most. Just ask J.D. Power, which recognized us for providing an "outstanding auto claims experience" to personal lines customers three years in a row.
You're going to love NJM.
Here's what our customers say:
Who Needs Auto Insurance?
If you own a car in Ohio, auto insurance is legally required. Aside from that, having coverage you can count on is worth the peace of mind. Our team of representatives will walk you through every detail of your policy to ensure you drive with confidence.
What Can Auto Insurance Cover in Ohio?
Know Your Policy
Car insurance helps reimburse you for vehicle repairs after a covered accident. Did you know that NJM policies with physical damage (comprehensive and collision) coverage also include:
Save with Discounts
How Much Is Auto Insurance in Ohio?
Car insurance costs vary from person to person based on a number of factors, such as your driving history and the insured vehicle's age, make/model, and usage. Of course, the coverage you choose will also impact how much you pay. We'll work with you to create a policy that meets your needs.
NJM offers a number of discounts for auto policies.
Auto + Home Bundle Discount
If you already have an NJM Homeowners, Condo, or Renters policy, adding an auto insurance policy is easy and helps you save.‡
Multi-Car Discount
Have two or more vehicles in your household? We'll apply a discount to each car that's insured under the same policy.
Good Student
We think you deserve some savings for doing well in school. If you're a high school or college student who's made the honor roll or Dean's List, or has at least a B average or 3.0 GPA, you may qualify for a discount.
Customize Your Policy
If you think you need additional coverage, we can offer that, too. Endorsements allow you to add increased limits and extra coverages to your policy. Personalize your coverage for your unique needs.
Ranked #1 in the Nation for Customer Satisfaction with the Auto Claims Experience by J.D. Power
In an industry that relies on customer satisfaction, we pride ourselves on being committed to our customers. Get a quote today and learn what makes us more than just insurance.
Specialty Coverages
NJM has partnered with American Modern,* known nationally for its specialty coverages, to offer insurance for your classic and collector cars, motorcycles and ATVs, and boats and personal watercraft.
Why NJM?
For more than 100 years, NJM has helped its customers focus on the moments that matter most. As an insurer with a reputation for outstanding customer and claims satisfaction, NJM works hard to ensure that you're well cared for when life takes an unexpected detour. Join the NJM family today.
‡ The discount does not apply on New Jersey Re-Insurance Company auto policies.
§ Applies to New Jersey policies issued or renewed after 6/1/19, Pennsylvania policies issued 1/1/18 and later, and Connecticut, Maryland, and Ohio policies.
* American Modern coverages are written by one of the licensed insurers of American Modern Insurance Group, Inc., unaffiliated with NJM Insurance Company, and subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may not be available for all risks or in all states. Rates and discounts vary. American Modern is a registered trademark of American Modern Insurance Group, Inc.
For J.D. Power 2020 award information, visit jdpower.com/awards.
The information and descriptions of coverage on this site are general in nature. The coverage afforded for a particular loss depends on the specific facts and the terms, exclusions, and limits of the actual policy. Nothing on this site alters the terms or conditions of any policy; the policy controls coverage. Coverage options, limits, discounts, deductibles, and other features are subject to underwriting criteria, state availability, and effective dates. Coverage provided and underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.
