Driving on the Merritt Parkway, you'll see some of the most scenic landscapes on the East Coast. Wherever you're headed, NJM has your back, because we offer more than just policies. We infuse every policy with empathy, compassion, and good old-fashioned hard work. Whether you're taking Route 9 to Ocean Beach Park or I-95 into the city, you can rest assured that we'll be there for you when you need us most. Just ask J.D. Power, which recognized us for providing an “outstanding auto claims experience” to personal lines customers three years in a row.
If you own a car in Connecticut, auto insurance is legally required. Aside from that, having coverage you can count on is worth the peace of mind. Our team of representatives will walk you through every detail of your policy to ensure you drive with confidence.
Car insurance helps reimburse you for vehicle repairs after a covered accident. Did you know that NJM policies with physical damage (comprehensive and collision) coverage also include:
Car insurance costs vary from person to person based on a number of factors, such as your driving history and the insured vehicle's age, make/model, and usage. Of course, the coverage you choose will also impact how much you pay. We'll work with you to create a policy that meets your needs.
NJM offers a number of discounts for auto policies.
Have two or more vehicles in your household? We'll apply a discount to each car that's insured under the same policy.
We think you deserve some savings for doing well in school. If you're a high school or college student who's made the honor roll or Dean's List, or has at least a B average or 3.0 GPA, you may qualify for a discount.
If you think you need additional coverage, we can offer that, too. Endorsements allow you to add increased limits and extra coverages to your policy. Personalize your coverage for your unique needs.
We provide "An Outstanding Claims Experience" to personal lines customers. Just ask J.D. Power, which recognized us with Auto Claims Certification three years running.
NJM has partnered with American Modern,* known nationally for its specialty coverages, to offer insurance for your classic and collector cars, motorcycles and ATVs, and boats and personal watercraft.
For more than 100 years, NJM has helped its customers focus on the moments that matter most. As an insurer with a reputation for outstanding customer and claims satisfaction, NJM works hard to ensure that you're well cared for when life takes an unexpected detour. Join the NJM family today.
‡ The discount does not apply on New Jersey Re-Insurance Company auto policies.
§ Applies to New Jersey policies issued or renewed after 6/1/19, Pennsylvania policies issued 1/1/18 and later, and Connecticut policies.
* American Modern coverages are written by one of the licensed insurers of American Modern Insurance Group, Inc., unaffiliated with NJM Insurance Company, and subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may not be available for all risks or in all states. Rates and discounts vary. American Modern is a registered trademark of American Modern Insurance Group, Inc.
J.D. Power 2020 Auto Claims Certification Program℠ recognition is based on successful completion of an audit, exceeding a customer experience benchmark through a survey of recent claims servicing interactions, and a Financial Strength rating. For more information, visit jdpower.com.
The information and descriptions of coverage on this site are general in nature. The coverage afforded for a particular loss depends on the specific facts and the terms, exclusions, and limits of the actual policy. Nothing on this site alters the terms or conditions of any policy; the policy controls coverage. Coverage options, limits, discounts, deductibles, and other features are subject to underwriting criteria, state availability, and effective dates. Coverage provided and underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.