Car insurance costs vary from person to person based on a number of factors, such as your driving history and your vehicle's age, make/model, and usage. Of course, the coverage you choose will also impact how much you pay. We'll work with you to create a policy that meets your needs.
If you own a car in Connecticut, auto insurance is legally required. Aside from that, having coverage you can count on is worth the peace of mind. Our team of representatives will work with you to ensure that you can drive with confidence.
Driving on the Merritt Parkway, you'll see some of the most scenic landscapes on the East Coast. Wherever you're headed, NJM has your back, because we offer more than just policies. We infuse every policy with empathy, compassion, and good old-fashioned hard work. Whether you're taking Route 9 to Ocean Beach Park or I-95 into the city, you can rest assured that we'll be there for you when you need us most.
You deserve some bonuses for joining the NJM family, too. Check out some of our available discounts.
Have two or more vehicles in your household? We'll apply a discount to each car that's insured under the same policy.
We think you deserve some savings for doing well in school. If you're a high school or college student who's made the honor roll or Dean's List, or has at least a B average or 3.0 GPA, you may qualify for a discount.
In an industry that relies on customer satisfaction, we pride ourselves on being committed to our customers. Get a quote today and learn what makes us great insurance.
If you think you need additional coverage, we can offer that, too. Endorsements allow you to add increased limits and extra coverages to your policy. Personalize your coverage for your unique needs.
Car insurance helps reimburse you for vehicle repairs after a covered accident. NJM policies with physical damage (comprehensive and collision) coverage also include:
‡ The discount does not apply on New Jersey Re-Insurance Company auto policies.
§ Applies to New Jersey policies issued or renewed after 6/1/19, Pennsylvania policies issued 1/1/18 and later, and Connecticut, Maryland, and Ohio policies.
* Applicable to NJ, PA, CT, and OH personal auto policies. Percentage savings based on average annual savings of customers with policies in force on 12/31/2021 who reported their prior auto insurance premiums and switched to NJM.
The information contained on this page should not be construed as legal, financial or insurance advice. The coverage afforded for a particular loss depends on the specific facts and the terms, exclusions, and limits of the actual policy. Nothing on this site alters the terms or conditions of any policy; the policy controls coverage. Coverage options, limits, discounts, deductibles, and other features are subject to underwriting criteria, state availability, and effective dates. Coverage provided and underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.