Pennsylvania Auto Insurance

Our People MakeĀ a Difference

NJM offers more than just policies. We believe providing insurance takes empathy, understanding, and good old-fashioned hard work. The most important part of our auto insurance coverage is our people, who are committed to your satisfaction wherever you're driving. Whether you're coming from Philadelphia, Doylestown, or Norristown, you can rest assured that we'll be there for you.

Trust and Convenience

Insurance is a promise. Our most important job is to be there when you need us. We've helped generations of customers recover after a loss. So rest easy because this isn't just insurance, it's NJM.

Pay your bill online or set up automatic payments; upload photos for existing claims; easily manage your policy online; and enjoy benefits for being a good driver.

All the convenience you expect with the exceptional customer service you deserve.

Benefits of NJM Auto Insurance

Discounts for Drivers

You may qualify for discounts, including: Multi-Car, Anti-Theft, Driver Training, Good Student, and Mature Driver Improvement.

Homeowners Bundle

Combining your homeowners and auto policies gets you a 5% discount for most coverages.

Roadside Assistance

Add roadside assistance to your policy for additional protection. This optional service, which includes emergency towing, is available 24/7 anywhere in the United States or Canada.

Financial Strength

A.M. Best Company, the country's primary insurance rating agency, rates NJM "A+" (Superior) for financial strength. That's a sign of security that policyholders can trust.

NJM Recognized as First Recipient of J.D. Power Claims Certification

J.D. Power Logo

NJM Insurance has been certified by J.D. Power for providing "An Outstanding Auto Claims Experience" for personal lines customers.

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Pennsylvania Auto Insurance Coverages

Pennsylvania No-Fault Insurance

Since Pennsylvania is a no-fault state, if you or anyone covered by your policy are injured in an auto accident, your policy pays for your own medical expenses no matter who caused the auto accident.

Pennsylvania First Party Benefits

First Party Benefits provide medical coverage for injuries you, or anyone covered by your policy, suffer in an auto accident, regardless of fault. Optional First Party Benefits include coverage for:

  • Lost wages
  • Funeral expense
  • Accidental death

Disclaimer: J.D. Power 2018 Auto Claims Certification Program℠ recognition is based on successful completion of an audit, exceeding a customer experience benchmark through a survey of recent claims servicing interactions, and a Financial Strength rating. For more information, visit