Pennsylvania Condo Insurance

Protecting where life happens. So you can focus on the moments that matter most.

This Isn't Just Your Home

Since you own a condo, you don't have to take care of the lawn, but there are still other things to consider. With a competitively-priced condo insurance policy from NJM, you don't have to worry about financial losses due to unforeseen damage to your home. We can't prevent your neighbors from playing their music too loud, but we can make sure you're covered if their tub ends up on your bathroom floor.

Save with Discounts

You deserve some bonuses for joining the NJM family. Check out some of our available discounts:

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Auto + Home Bundle Discount

If you already have an NJM Auto policy, adding your condo insurance is easy and helps you save.

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Nonsmoker Discount

Whether you've never smoked or recently quit, we'll reward you with a discount.

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Safe Home Discount

A security system does more than just offer another layer of protection for your home. We'll give you a discount for taking additional steps to protect your family.

You're going to love NJM.

Here's what our customers say:

Who Needs Condo Insurance?

Walk through your condo and start adding up the cost of everything inside of it. Your dining room set, your television, your wardrobe… If your condo were to experience damage such as a fire or burglary, could you afford to replace all these items?

Condo association policies vary, but generally insure the property, common areas, and the physical building itself. That means you need coverage for your appliances and clothing, custom renovations, and injuries suffered by others inside your unit. An NJM Condo Owners policy insures the unit that is your residence, and includes appliances and belongings, in addition to providing personal liability coverage.

What Can Condo Insurance Cover?

A condo insurance policy covers your personal property, personal liability, and medical payments to others for injuries suffered in your unit. NJM will work with you to create a custom policy.

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Experience a fire?

No problem. We've got your back if you need to repair or replace your personal belongings.

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Friend injured while visiting your condo unit?

We'll pay the medical bills up to your policy limit.

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Need a place to stay?

If damage from a covered loss requires you to vacate your home until it's repaired, we'll help you arrange temporary housing.

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Condo Insurance Buyer's Guides

We've compiled a guide to help you research and apply for homeowners insurance in the Keystone State.

Download Buyer's Guides
For Condo policies effective 10/15/19 and later
For Dwelling policies effective 10/15/19 and later
For Condo or Dwelling policies effective 10/14/19 and earlier, view important documents like these when you log in to your policy.

Customize Your Policy

You may need additional coverage to fit your needs. Endorsements allow you to add coverage for valuable items like jewelry and family heirlooms, as well as coverage for credit card fraud or identity theft. Personalize your coverage for your unique needs.

Personal Property Increased Special Limits of Liability

Increases coverage on certain categories of personal property that are subject to special limits, such as money, securities, jewelry, watches, furs, firearms, silverware, electronics, and computer equipment.

Identity Fraud Expense Coverage

Provides reimbursement for expenses incurred as a result of identity fraud.

Scheduled Personal Property

Provides broader protection for specific articles of jewelry, fur, and/or silverware.

Credit Card, Fund Transfer Card, Forgery, and Counterfeit Money Coverage

Increases your maximum NJM Condo policy coverage if you experience a loss due to fraudulent use of your credit card, a forged check, or counterfeit money.

Online Convenience

Experience the convenience of accessing your policy online. Learn more.

Peace of Mind Reporting
Peace of Mind

NJM offers hassle-free claims reporting.

Why NJM?

There's more to insurance than coverages and deductibles. This is a service industry. For more than 100 years, NJM has provided the highest levels of customer and claim satisfaction. We're available to answer your questions, so don't hesitate to contact us. Join the family and savor the peace of mind that comes with an NJM Condo policy.

‡ The discount does not apply on New Jersey Re-Insurance Company auto policies.

The information and descriptions of coverage on this site are general in nature. The coverage afforded for a particular loss depends on the specific facts and the terms, exclusions, and limits of the actual policy. Nothing on this site alters the terms or conditions of any policy; the policy controls coverage. Coverage options, limits, discounts, deductibles, and other features are subject to underwriting criteria, state availability, and effective dates. Coverage provided and underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.