Homeowners Insurance Discounts
Bundle and Save
You can bundle your NJM Auto and Home Insurance policies for a discount on both.‡ The same people who work with you to insure your car will help you save on home insurance. Learn more.
Your Much Safer Home
If your home has a smoke alarm or sprinkler system, you'll receive a discount on your policy. NJM customers can apply now for the savings.
Age 65 and Over Discount
You've collected a lot of memorabilia. Even if you're looking to downsize, you'll still need to protect those memories. If you're over the age of 65, you'll receive a discount with NJM.
Backup or Portable Generator Discount
You could be eligible for a discount if you own an automatic backup generator or portable generator.
Whether you've never smoked or recently quit, we'll reward you with a discount.
Storm Shutters and Hurricane Glass (NJ and CT Only)
If you have impact resistant glass installed in all windows, you could receive a discount.
If you pay your premium in full before the due date of its first installment, you'll receive a discount.*
Electronic Payment Discount
If you are enrolled in our automatic payment plan, you'll receive a discount.** Log in to enroll.
Paperless Discount (CT, OH, and PA Only)
If you sign up for paperless billing and delivery of documents, you'll receive a discount.