Homeowners Insurance FAQs

Homeowners Insurance FAQs for New Applicants
View the FAQs for applying for NJM Home Insurance coverage. Get the basics of home insurance coverage and more.
Homeowners Insurance Claims FAQs
View the FAQs for NJM homeowners insurance claims. Get answers to homeowners insurance claims questions.
Homeowner Insurance Policyholder FAQs
View the FAQs for home insurance. Get answers to common homeowner insurance questions.

The information contained on this page should not be construed as legal, financial or insurance advice. The coverage afforded for a particular loss depends on the specific facts and the terms, exclusions, and limits of the actual policy. Nothing on this site alters the terms or conditions of any policy; the policy controls coverage. Coverage options, limits, discounts, deductibles, and other features are subject to underwriting criteria, state availability, and effective dates. Coverage provided and underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.