Best Car Insurance in NJ

Welcome to New Jersey, where you're only a quick drive to the beach in one direction, or New York City in the other. You could be heading into work or heading out on a spontaneous day trip, but there will always be thousands of cars around you, keeping you on your toes. When you're on the road, you want to be protected. For nearly 100 years, NJM has taken care of New Jersey drivers. We know what it takes to provide value with your auto insurance policy.

As a leading insurance carrier in the Garden State, NJM takes pride in its commitment to customers. NJM's customer service has been recognized both regionally and nationally as one of the best. Here are six reasons why NJM is the best auto insurance in New Jersey:

  1. Save Up to 20%* When You Switch: NJM offers competitive rates for auto insurance to New Jersey residents. New customers could save up to 20% on their auto policies!

  2. Homeowners Bundle: Bundle your NJM auto insurance with your NJM homeowners, condo, or renters policy and save.

  3. Customized discounts: Do you have multiple cars? Have a straight-A student in the house? You may qualify for these discounts and more.

  4. Dividend Checks**: We're committed to operating for the benefit of our policyholders, which includes mailing out dividend checks at the end of the year. Although not guaranteed, special dividend checks have been mailed each year since 1994!

  5. 24/7 Roadside Assistance: 24/7 Roadside Assistance is an available option with every New Jersey auto policy. We'll even reimburse you up to your chosen limit if you'd rather use your own roadside mechanic or towing operator.

  6. Nationally Recognized Customer Service: NJM Insurance has been certified by J.D. Power for providing "An Outstanding Auto Claims Experience" for personal lines customers. In an industry that relies on customer service, we pride ourselves on being committed to our customers.

As an NJM customer, you'll enjoy the benefits of being part of the family, which comprises more than 450,000 car insurance policyholders, 93% of whom renew their policies with us each year. What are you waiting for? Join the NJM family and get a quote today! get a quote today!