Bundle Your NJM Renters and Auto Insurance Policies

You Could Save an Average of 20% on Auto Insurance by Switching to NJM^*

Discover the benefits of bundling your renters and auto insurance with NJM! Save on your insurance costs and tailor your coverage to your needs. Our bundle discount^‡ makes it easier than ever to protect your home and vehicle while keeping costs down.

With NJM’s commitment to exceptional service, you can have peace of mind knowing you’re covered by an insurer you can trust.

What Can Renters Insurance Cover?

A renters insurance policy can cover your personal property, personal liability, and medical payments to others. NJM will work with you to create a custom policy.

• Experience damage? We’ve got your back if you need to repair or replace your personal belongings from a covered loss.

• Friend injured while visiting your home? We’ll pay the medical expenses up to your applicable policy limit.

• Need a place to stay? If damage from a covered loss requires you to vacate your apartment, we’ll cover living expenses you incur beyond your normal costs until you can return or find a new place, subject to applicable policy limits.

• Accidentally damage your neighbor’s property? We’ll pay for covered damages that you’re responsible for, up to your coverage limits.

Customize Your Policy

We offer many endorsements to ensure your auto and renters insurance policies serve your lifestyle and needs.

• Scheduled Personal Property
  Provides broader protection for specific articles of jewelry, fur garments, and/or silverware.

• Personal Property Increased Special Limits of Liability
  Increases coverage on certain categories of personal property that are subject to special limits.

• Credit Card, Fund Transfer Card, Forgery, and Counterfeit Money Coverage
  Increases maximum renters coverage if loss is due to credit card fraud, forged check, or counterfeit money.

• Identity Fraud Expense Coverage
  Covers expenses incurred as a result of identity fraud.^†