How much can you save?
Save with NJM Discounts
Auto and Home Bundle
Bundle your NJM Auto Insurance with your NJM Homeowners, Condo, or Renters policy and save.‡
Multi-Car Discount
If two or more vehicles are insured under the same policy, a multi-car discount is applied to each one.
Good Student Discount
If you're a high school or college student who's made the honor roll or Dean's List, or has at least a 3.0 GPA or B average, you may qualify for a discount.
You’re going to love NJM.
Here’s what our customers say:
NJM Insurance has been certified by J.D. Power for providing personal lines customers with “An Outstanding Auto Claims Experience”, seven years in a row.
In an industry that relies on customer satisfaction, we pride ourselves on being committed to our customers. Get a quote today and learn what sets us apart.
Have Confidence in Your Coverage
Service
Be confident in your coverage with hassle-free claim reporting.
Reputation
We've been exceeding our customers' expectations for over 100 years.
‡ This discount does not apply on Basic Personal Auto policies.
* Figure reflects average annual personal auto insurance premium savings on a countrywide basis for applicants who reported their prior premiums and switched to NJM between 6/1/23 and 5/31/24. Individual savings may vary.
† Percentage applies to average auto policy retention on a countrywide basis for policyholders who maintained both an NJM Auto and NJM HO policy (HO-3/HO-4/HO-5/HO-6) between 5/31/23 and 5/31/24.
J.D. Power 2024 Auto Claims Certification Program℠ recognition is based on successful completion of an audit, exceeding a customer experience benchmark through a survey of recent claims servicing interactions, and a Financial Strength rating. For more information, visit jdpower.com/awards.
All applications for insurance are subject to underwriting guidelines and approval. Coverage and discounts are subject to policy terms, exclusions and effective dates; limits and deductibles apply. Coverage is not available in all states. Insurance underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.