PA drivers could save an average of $702 a year on their auto insurance!*

Get a Quote
No Jingles or Mascots. Just Great Insurance.

Save Even More with NJM Discounts

Home and Auto Bundle Icon
Auto and Home Bundle

Bundle your NJM Auto Insurance with your NJM Homeowners, Condo, or Renters policy and save.

Multi-Car Discount
Multi-Car Discount

If two or more vehicles are insured under the same policy, a multi-car discount is applied to each one.

Good Student Discount
Good Student Discount

If you're a high school or college student who's made the honor roll or Dean's List, or has at least a 3.0 GPA or B average, you may qualify for a discount.

You’re going to love NJM.

Here’s what our customers say:

J.D. Power 2023 Auto Claims Certification
NJM Insurance has been certified by J.D. Power for providing personal lines customers with an exceptional Auto Claims Experience, 6 years in a row.

In an industry that relies on customer satisfaction, we pride ourselves on being committed to our customers. Get a quote today and learn what sets us apart.

Have Confidence in Your Coverage

Peace of Mind Reporting

Be confident in your coverage with hassle-free claim reporting.


AM Best Company rates NJM "A+" (Superior) for financial strength.


We've been exceeding our customers' expectations for over 100 years.

* Figure reflects average annual personal auto insurance premium savings on a countrywide basis for applicants who reported their prior premiums and switched to NJM between 7/1/22 and 6/30/23. Individual savings may vary.

‡ This discount does not apply on Basic Personal Auto policies.

† Percentage applies to average auto policy retention on a countrywide basis for policyholders who maintained both an NJM Auto and NJM HO policy (HO-3/HO-4/HO-5/HO-6) between 6/30/22 and 6/30/23.

Rated A+ (Superior) as of March 24, 2022. For the latest Best's Credit Rating, access

* As of September 2023, NJM Insurance Group had 11,450 reviews and a TrustScore of 4.7/5.

J.D. Power 2023 Auto Claims Certification Program℠ recognition is based on successful completion of an audit, exceeding a customer experience benchmark through a survey of recent claims servicing interactions, and a Financial Strength rating. For more information, visit

All applications for insurance are subject to underwriting guidelines and approval. Coverage and discounts are subject to policy terms, exclusions and effective dates; limits and deductibles apply. Coverage is not available in all states. Insurance underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.