Our Products

NJM Business Insurance is available in Connecticut, Delaware, Maryland, New Jersey, New York, and Pennsylvania.*

Workers’ Compensation

Provides medical and wage benefits to employees injured on the job.

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Commercial Auto

Provides auto liability coverage and can protect your vehicles.

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ProEdge Businessowners Policy

Can provide property, liability, and industry-specific coverages.

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ProPack Commercial Package Policy

Combines protection for common property and liability risks for mid- to large-sized businesses.

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Commercial Excess and Umbrella

Provides an extra layer of coverage over certain NJM liability policies.

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* Coverages vary by state and may not be available to all businesses.

The information contained on this page should not be construed as legal, financial or insurance advice. The coverage afforded for a particular loss depends on the specific facts and the terms, exclusions, and limits of the actual policy. Nothing on this site alters the terms or conditions of any policy; the policy controls coverage. Coverage options, limits, discounts, deductibles, and other features are subject to underwriting criteria, state availability, and effective dates. Coverage provided and underwritten by NJM Insurance Company and its subsidiaries, 301 Sullivan Way, W. Trenton, NJ 08628.