Business Development Representative
My previous experience as a commercial insurance broker for seven years is an asset in helping to better understand and meet the diverse and growing demands of business customers. NJM's Commercial Lines Department handles workers' compensation clients of all sizes, as well as fleet accounts for commercial auto insurance. I'd be happy to talk to you about your commercial insurance needs.
NJM Commercial Insurance
NJM is a trusted name in the insurance industry. Founded more than a century ago, we are the largest workers' compensation insurer in New Jersey. Our expertise in managing claims translates to savings and value to our policyholders. We are also one of the leading underwriters of commercial auto insurance in the state.
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For more than a century, NJM has provided workers’ compensation to businesses throughout New Jersey. As an NJM workers’ compensation policyholder, you get all-inclusive coverage and value-added services. This includes highly specialized experts who handle all aspects of the claims process; credentialed loss prevention specialists who offer tailored programs; a medical management team that proactively administers care and cost; and in-house legal and special investigations teams to limit your liability, defend your interests and protect you from fraud.
We provide an opportunity for businesses of all sizes to receive quality commercial auto insurance — from a proprietor with one truck to large companies with a varied fleet of vehicles.
At no additional cost, you can pay your workers’ compensation premiums each pay period based on actual payroll, taking the guesswork out of the year-end audit.
Customers who are self-funded, have captive insurance or carry a large deductible are eligible to use a portion of claims, loss prevention, legal and medical management services provided through NJM Claims Management Services LLC, a separate NJM entity.
The core of our commitment has always been on safety and loss prevention. We have professionally credentialed loss prevention staff that performs on-site evaluations, which can recommend and conduct safety awareness training programs to help reduce the risk of injury.
We operate in a mutual fashion for the benefit of our policyholders. This has resulted in the payment of more than $6.0 billion to policyholders since 1918.
Workers’ compensation policy premiums are partially based on the extent of workplace injuries and accident claims, which means you can play a part in controlling your costs. We can work with you to help reduce the frequency and severity of claims.
NJM’s experienced workers’ compensation professionals can help control your premium costs by providing you guidance on loss prevention, medical utilization, legal assistance and fraud prevention.
File your claims online, review and print claims reports and view your history and benefits paid.