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Commercial General Liability Claims

What Do I Need to File a Claim?

  • Your policy number
  • Information about you (contact info, relationship to policyholder, etc.)
  • Date and time of the incident
  • Incident location
  • Description of incident/damage
  • Photos of damage (if available)

What to Do When an Accident Occurs

  • Depending on what is necessary, contact emergency services such as police, medical responders, and fire professionals.

  • Gather information about the incident, including names and contact information of all parties and witnesses. Record accounts of the event. Take pictures of the damage, if possible.

  • Contact NJM. Even if a claim has not been filed yet, informing us about the accident can help to make the process smoother.

What to Expect

Your claim will be assigned to an adjuster who will contact you to discuss the loss and next steps.