Report an Accident, Injury or Loss

Commercial General Liability Claims

Tell Us About Your Accident, Damage, or Injury

We help businesses stay on their feet after an accident.

What Do I Need to File a Claim?

  • Your policy number
  • Information about you (contact info, relationship to policyholder, etc.)
  • Date and time of the incident
  • Incident location
  • Description of incident/damage
  • Photos of damage (if available)

What to Do When an Accident Occurs

  • Depending on what is necessary, contact emergency services such as police, medical responders, and fire professionals.

  • Gather information about the incident, including names and contact information of all parties and witnesses. Record accounts of the event. Take pictures of the damage, if possible.

  • Contact NJM. Even if a claim has not been filed yet, informing us about the accident could help save you time and money.

What to Expect

Your claim will be assigned to an adjuster. The adjuster will contact you to verify the loss. You and the adjuster will then discuss your options.