Commercial General Liability Claims

What Do I Need to File a Claim?

• Your policy number
• Information about you (contact info, relationship to policyholder, etc.)
• Date and time of the incident
• Incident location
• Description of incident/damage
• Details of injuries (if applicable)
• Photos of damage (if available)

What to Do When an Accident Occurs

• Depending on what is necessary, contact emergency services such as police, medical responders, and fire professionals.

• Gather information about the incident, including names and contact information of all parties and witnesses. Record accounts of the event. Take pictures of the damage, if possible.

• Contact NJM. Even if a claim has not been filed yet, informing us about the accident can help to make the process smoother.

What to Expect

Your claim will be assigned to a claims specialist who will contact you to discuss the loss and next steps.