Commercial General Liability Claims

What Do I Need To File a Claim?

  • Your policy number
  • Information about you (contact info, relationship to policyholder, etc.)
  • Date and time of the incident
  • Incident location
  • Description of incident/damage
  • Details of injuries (if applicable)
  • Photos of damage (if available)

What To Do When an Accident Occurs

  • Depending on what is necessary, contact emergency services such as police, medical responders, and fire professionals.

  • Gather information about the incident, including names and contact information of all parties and witnesses. Record accounts of the event. Take pictures of the damage, if possible.

  • Contact NJM. Even if a claim has not been filed yet, informing us about the accident can help to make the process smoother.

What To Expect

Your claim will be assigned to a claims specialist who will contact you to discuss the loss and next steps.